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The Lustnauer Team, REALTOR®, real estate agents and broker for Upper Arlington, Dublin, Columbus and Hilliard Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

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Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

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Real Estate Trivia
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What home product makes lawn mowing easier than ever?

A 
The Robomow, a robot lawn mower manufactured in the UK by Friendly Machines, can cut 6,000 square yards of lawn all by itself.
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The Lustnauer Team, REALTOR®, real estate agents and broker for Upper Arlington, Dublin, Columbus and Hilliard Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

The Lustnauer Team
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1600 Fishinger Road
Columbus, OH. 43221
Direct: 614-410-1816
Toll Free: 800-536-4424
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Cell: 614-209-2337
Email: Milt@MiltSellsHomes.com

Milt carefully listens to his client's desires and applies his 30+ years of real estate experience, using the "Latest in Technology", until his clients goals are met. Milt continually researches the latest marketing tools and has advanced designations as indicated by the logos below. Milt is a member of the prestigious Columbus Board Of Realtors $25 Million Dollar Club; he has a marketing team of four professionals and continues to be one of the top real estate agents in Columbus, Ohio. Milt's prominent goal for his customers is for them to walk away with a smile on their faces and security in their real estate choices. Call America's NUMBER1EXPERT™ Milt Lustnauer For The Professional Service You Deserve!

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