"You made everything less stressful"
"It was a pleasure working with you and Rhonda"
Mike $ Deana Brown
Read Quote >
View All Quotes >

Find Out More >

is one of The Top Selling Real Estate Experts™
Find Out More >

First Time Homebuyers: Upper Arlington, Dublin, Columbus and Hilliard Ohio home buying, real estate listings, and homes for sale in Franklin County, OH

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Upper Arlington, Dublin, Columbus and Hilliard real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for
financing. What banks and other
financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. Please fill out the form below...

	About You
* Your Name:
* Your Email Address:
Your Street Address:
City:
State:
Country:
Zip/Postal Code:
Phone:
	About Your Move
When Are You Moving?
Where Are You Moving?
	About Your Home Search
Your Price Range?
Number Of Bedrooms?
Number Of Bathrooms?
Home Size In Square Feet?
	Additional Info
Please Enter More Details, Along With Any Comments, Concerns, Or Questions:
Send Latest Listings:
Send Latest News:

*Please note that fields marked with an asterisk are required.

Quick Response Guarantee >
We Guarantee Your Privacy >
Free & Without Obligation >

Financing Your Home >Home Buyers Education

As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.

Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.

	See All Tips In The "Financing Your Home" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	From 1974 to 1996, what was the world's tallest habitable building?
A	The Sears Towers, headquarters for Sears, Roebuck & Co., with 110 stories and 1,454 feet high.
See More Real Estate Trivia >

See the nation's top rated reports for Schools in >

Title Insurance
Title First Agency Inc.
Find Out More >
View All Affiliates >

The Lustnauer Team, REALTOR®, real estate agents and broker for Upper Arlington, Dublin, Columbus and Hilliard Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

The Lustnauer Team
RE/MAX Premier Choice
1600 Fishinger Road
Columbus, OH. 43221
Direct: 614-410-1816
Toll Free: 800-536-4424
Fax: 614-474-8108
Cell: 614-209-2337
Email: Milt@MiltSellsHomes.com
Milt carefully listens to his client's desires and applies his 30+ years of real estate experience, using the "Latest in Technology", until his clients goals are met. Milt continually researches the latest marketing tools and has advanced designations as indicated by the logos below. Milt is a member of the prestigious Columbus Board Of Realtors $25 Million Dollar Club; he has a marketing team of four professionals and continues to be one of the top real estate agents in Columbus, Ohio. Milt's prominent goal for his customers is for them to walk away with a smile on their faces and security in their real estate choices. Call America's NUMBER1EXPERT™ Milt Lustnauer For The Professional Service You Deserve!

www.columbushomescentral.com is brought to you by The Lustnauer Team
NUMBER1EXPERTS™ in real estate for Upper Arlington, Dublin, Columbus and Hilliard, Ohio, relocation specialist

Read Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from a , NUMBER1EXPERT(S) Top Selling real estate agent(s). Contact today!
Find Homes - Find , real estate listings & homes for sale provided by , your local expert real estate agent(s).
For Home Buyers - Get home buying information, the latest listings, mortgage information, expert advice, and much more from , a , NUMBER1EXPERT(S) Top Selling real estate agent(s).
For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from , , NUMBER1EXPERT(S) Top Selling real estate agent(s).
Information - Find local information on , including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by , NUMBER1EXPERT(S) Top Selling real estate agent(s).
Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from , , NUMBER1EXPERT(S) Top Selling real estate agent(s).
About - Information about including testimonials, guarantees, credentials, and contact information. Learn about NUMBER1EXPERT(S) Top Selling real estate agent(s) like in the , area.

Return to Top >relocation specialist