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"We felt a sense of security"
The Nicolette Family
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First Time Homebuyers: Upper Arlington, Dublin, Columbus and Hilliard Ohio home buying, real estate listings, and homes for sale in Franklin County, OH

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Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Upper Arlington, Dublin, Columbus and Hilliard real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for
financing. What banks and other
financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. Please fill out the form below...

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Insurance >Hazard Insurance

Are you considering taking out hazard insurance on a property before you actually take title? It may be a good idea!

Even though you are not yet the owner of record, as the buyer, you have an insurable interest in a property the moment that you and the seller execute the sales agreement. As a matter of practice, however, buyers do not usually take out insurance until the papers change hands, and it should not be necessary if the agreement of sale is properly executed.

It is very important to both parties that the agreement states that the property will be insured for a specific amount. From the buyer's point of view, an adequate sum must be stipulated, and the agreement should not read "as now insured", which can indicate that the seller may not want to increase the insurance.

As a general rule, the amount of insurance on the buildings on a property should equal the sales price, less the value of the lot.

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Q	What 70-room East Coast mansion was built as a summer home and is known as a "Gilded Age cottage"?
A	Cornelius Vanderbilt's "Breakers" Mansion in Newport, Rhode Island, named for the waves crashing along the cliff that separates the property from the ocean.
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Mortgage Lender
Concord Mortgage Group
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The Lustnauer Team, REALTOR®, real estate agents and broker for Upper Arlington, Dublin, Columbus and Hilliard Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

The Lustnauer Team
RE/MAX Premier Choice
1600 Fishinger Road
Columbus, OH. 43221
Direct: 614-410-1816
Toll Free: 800-536-4424
Fax: 614-474-8108
Cell: 614-209-2337
Email: Milt@MiltSellsHomes.com
Milt carefully listens to his client's desires and applies his 30+ years of real estate experience, using the "Latest in Technology", until his clients goals are met. Milt continually researches the latest marketing tools and has advanced designations as indicated by the logos below. Milt is a member of the prestigious Columbus Board Of Realtors $25 Million Dollar Club; he has a marketing team of four professionals and continues to be one of the top real estate agents in Columbus, Ohio. Milt's prominent goal for his customers is for them to walk away with a smile on their faces and security in their real estate choices. Call America's NUMBER1EXPERT™ Milt Lustnauer For The Professional Service You Deserve!

www.columbushomescentral.com is brought to you by The Lustnauer Team
NUMBER1EXPERTS™ in real estate for Upper Arlington, Dublin, Columbus and Hilliard, Ohio, relocation specialist

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